Sole Trader & Self-Employed Net Pay Calculator

See what you actually take home.

A free, no-signup calculator for UK sole traders and self-employed workers. Estimate Income Tax, Class 4 NI, and true take-home for 2026/27.

United States United Kingdom

Your Numbers

Gross Annual Income

Estimated Annual Business Expenses

Net Business Profit£77,000

Your Take-Home

True Annual Take-Home

£55,971

True Monthly Take-Home

£4,664

Income Tax£18,232

National Insurance (Class 4)£2,797

Total Estimated Tax

£21,029

Estimates only. Based on 2026/27 UK tax rules for single/standard filers. Does not include state, local, or other tax obligations. Consult a qualified accountant.